Embarking on the journey to homeownership requires not just excitement, but also a sense of security. At Activa, we understand the importance of upfront assurance when it comes to your mortgage. That’s why we’re proud to introduce our Mortgage Partner Program, a beacon of confidence amidst the uncertainties of home financing.

In collaboration with seven of the nation’s premier banks and credit unions, our program isn’t just about securing a mortgage—it’s about forging a path paved with certainty. By partnering with industry leaders, we ensure that your homebuying experience is backed by expertise and reliability from the very beginning.

Coming to BMO for your mortgage approval takes the stress out of buying a new home. You will be dealing with a highly skilled expert Mortgage Specialist and your application will be fully underwritten upfront (this means your employment and income will be locked in and the approval will be firm and binding for 3 years with no look backs).

An additional perk is that we will complete your property appraisal upfront, locking in the value of your home (for up to 3 years) and eliminating the possibility of any unexpected and unwanted surprises, like having to come up with additional funds at closing time. We also offer the ability to leverage the appreciated value of your property upon closing if this is something you elect to do. This means that if your home has appreciated in value since the original purchase, we have the ability to lend on the appreciated value vs. the purchase price.

At BMO, we are very competitive on rate and in various client segments such as: New to Canada, Canadian Defense Community, Short Term Rental space and Highly Affluent Client segment, we have programs specifically designed to help you qualify and achieve home ownership.