Canada’s new First-Time Home Buyer GST Rebate could save eligible buyers up to $50,000 on new homes purchased on or after May 27, 2025, with full relief on homes up to $1M and partial relief up to $1.5M.
We’re excited to share an update on the Bill C-4 GST Rebate! The federal government has officially passed Bill C-4, introducing a GST rebate for first-time homebuyers purchasing newly built homes. This program removes The Goods and Services Tax on homes under $1 million and reduces it on homes priced between $1 million and $1.5 million. While this is an important step for the homebuilding industry and future homeowners, the full details of how the rebate will be implemented are still being finalized. Activa is actively monitoring updates and working with industry partners to understand what this means for our homeowners and future buyers. As more information becomes available, we will share updates on how eligible Activa homebuyers may be able to take advantage of this new GST rebate. Stay tuned as additional details are confirmed.
What Is the First-Time Home Buyers GST/HST Rebate?
Announced in May 2025, the First-Time Home Buyers GST/HST Rebate aims to make new home ownership more affordable by:
• Removing the GST (or federal portion of HST) on new homes priced up to $1 million
• Reducing the tax on new homes priced between $1 million and $1.5 million
How Much Can First-time Homebuyers Save With The GST/HST Rebate?
Eligible first-time homebuyers may receive full GST relief, or the federal portion of HST relief, on new homes priced up to $1 million, with partial tax relief available for new homes priced between $1 million and $1.5 million, subject to final legislation. This rebate could mean up to $50,000 in savings for eligible buyers.
How Do I Qualify For The First-time Homebuyers Rebate?
To qualify for the rebate, the agreement of purchase and sale must be signed on or after May 27, 2025, and the buyer must meet the federal criteria for a first-time homebuyers in Canada.
What’s the Status of the Rebate?
The legislation implementing the rebate (Bill C-4) was granted Royal Ascent on March 12,2026.
Will I Qualify For a First-time Homebuyers Rebate If I Buy a Home Now?
If you’re a first-time buyer considering a new home purchase before the rebate becomes law, here’s what you need to know:
1. If your home closes before the legislation passes:
You’ll need to apply directly to the Canada Revenue Agency (CRA) to receive your rebate once it’s available.
2. If your home closes after the legislation passes:
Your builder may be able to apply the rebate as a credit at closing, reducing the amount you owe.
Either way, if your home purchase is eligible, and you meet the criteria as a first-time homebuyer, you will receive the rebate-either through your builder or by claiming it afterward.
Thinking About Buying Your First Home?
Explore our homes and communities today, and let our Sales Representatives help you understand how the rebate could apply to you.
The First-Time Home Buyer GST Rebate is a federal government program with specific eligibility criteria, including purchase date, home value, and personal residency requirements. Rebates apply to new homes purchased on or after May 27, 2025, and phase out for homes priced between $1–1.5M. Activa does not administer this program. Details may change; visit the Government of Canada website or speak with a Sales Representative to learn more.
