Buying a home for the first time can be overwhelming. It is a considerable investment and one of the most significant decisions of your life. But don’t worry, we’re here to help! To make the home-buying process easier and less stressful, we are proud to offer a NEW First-time Home Buyer Program to help you purchase your dream home. Continue reading to learn how we are making homeownership more attainable!


What is the First Time Home Buyer Program?

To make homeownership more attainable, we are providing home buyers that qualify for a CMHC-insured mortgage with a reduced deposit structure when purchasing an Activa home. Once you qualify for CMHC-backed financing, our Sales Representatives will revise the deposit structure to 5% of the first $500,000.00 of the purchase price, and 10% of the remainder of the purchase price. The 5% will be due at firm, with the remaining balance due at 30 days.

NOTE: Maximum purchase price must be less than $1 million.  


Who is eligible and how do I get started?

To be eligible for this program, you must qualify for a CMHC-insured mortgage and must obtain a mortgage pre-approval from an Activa Mortgage Partner Program participant. It is important to note that you must use one of the contacts listed in our Mortgage Partner Program brochure for your mortgage approval – this program is only available through these partners!

NOTE: A valid mortgage pre-approval is required to purchase an Activa home. To learn more about mortgage approvals, click here.

Land Transfer Tax Refunds for First-Time Homebuyers

Did you know that first-time homebuyers who purchase a newly constructed home may be eligible for a refund of all or part of the land transfer tax in Ontario? To claim a refund, you must be 18 years of age, and you or your spouse cannot have owned a home previously. Click here to learn more about refund amounts, limitations and requirements to claim your refund of all or part of the tax payable.


For those ineligible – we have introduced a new deposit structure!

For a stress-free experience, we have revised our deposit structure to allow you more time between payments. To secure a lot/unit, you will be required to provide a cheque in the amount of $5,000. At firm, you will need to provide 5% of the purchase price, less the $5,000 deposit. At 30 days and 90 days, you will need to provide another 5% of the initial purchase price. Post-dated cheques will be required at firm.


Explore homes available with a CMHC-insured mortgage!

From traditional freehold townhomes to three-storey condo townhomes, and stacked condo townhomes at varying prices, discover beautiful open-concept homes you can purchase with a CMHC-insured mortgage.

Townhomes in Trussler West

Condo Townhomes in Trussler West starting from $539,900

Condo Townhomes in Trussler West

Rediscover the feeling of home in a Condo Townhome in Trussler West. Ranging from 1,303 sq. ft. to 2,018 sq. ft., 2 to 3+ bedrooms and 2.5+ bathrooms, there is something for everyone! Discover floorplan options that boast high standards of quality and comfort, offering distinct features and finishes for a beautiful place to call home. To learn more, click here.


Vista Hills Stacked Condo Townhomes by Activa

Vista Hills Stacked Condo Townhomes by Activa

Stacked Condo Townhomes in Vista Hills

Explore contemporary Stacked Condo Towns in Vista Hills, each unit has its own private entrance and stunning-open concept main floor. Ranging from 2-3 bedrooms and 2-2.5 bathrooms, you ought to find something that meets your needs. Each of our Stacked Condo Townhome floorplans comes with distinctive standards for a beautiful home inside and out! To learn more, click here.


Freehold Townhomes by Activa

Harvest Park Freehold Townhomes starting from $799,900

Freehold Townhomes in Harvest Park

Enjoy modern living surrounded by nature in a Freehold Townhome in Harvest Park! Ranging from 1,529 sq. ft. to 1,892 sq. ft. with 3+ bedrooms, 2.5 bathrooms, and a 1+ car garage, you are sure to love this two-storey floorplan. These contemporary townhomes offer elevated features and finishes for a beautiful place to call home. To learn more, click here.


Rear-Garage Trailside Towns

Rear-Garage Condo Townhomes at The Trailside Towns by Activa

Rear-Garage Condo Townhomes at The Trailside Towns

On the edge of Waterloo’s countryside, discover a spacious Rear-Garage Condo Townhome with 4 bedrooms, 3.5 bathrooms, and a double-car garage. These Townhomes offer homeowners a peaceful and relaxing lifestyle with distinctive features and finishes that stand out! To learn more, click here.




To learn more about which townhome is right for you, click here.

To learn more about our homes + communities, click here.


Activa reserves the right to cancel its First-time Home Buyer program at any time for new sales going forward. Please see an Activa Sales Representative for details. E & O. E. October 19, 2022.